Yes, you can require renters insurance as long as there is a condition in your lease that states as such. 2 and 3 sound like a scam to steal your identity. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. While most landlords in Ontario are not able to evict you for owning a pet, they are allowed to reject your rental application for owning a pet. A full credit report is a record of the borrowers credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. So, its up to the tenant to agree to that condition. Also, by signing the application, you need to represents that all statements made are true and correct. They are also governed by provincial and federal privacy laws. They can either obtain insurance or look for a different place to rent. If a landlord requests any information pertaining to the above mentioned topics, you should not answer. My wife and I responded to a for rent ad on Kijiji. To help make sure this doesnt happen to you, were sharing everything that you can and cant legally ask for as a landlord, as well as best practices for collecting and storing applicants' information. Fraser Sherman has written about bankruptcy law, real estate law, tax law, business law and several other categories. Canada Buzz is a purely informational blog. How to Add a Tenant to an Existing Rental Lease. 6- Copy of valid government-issued photo ID (s) You need to show at least a piece valid government-issued photo ID to the landlord or the real estate agent, such as Drivers's License , State issued photo ID , Passport. During the application process, landlords can ask a variety of questions to ensure they're choosing the right tenant. Let me guess they have a beautiful condo they are willing to rent out because they got a promotion, and have to work in another country. Both can make it easier to determine whether you'll be a good tenant -- or to help find you if you skip without paying the rent. In most states, landlords can include a question about whether the applicant has previously been convicted of a crime. As mentioned only first and last months rent. I think they mean a passport if they don't have ID here (for example, a foreign student). You don't have to disclose it, but if the condo has no pets in their declaration (not just a rule) you can be kicked out for having them. They may ask to see: an employment contract or letter from your employer. Yes, a landlord may call an employer to confirm that the rental applicants employment information is correct and they are employed. This includes information in any form, such as: In some situations, landlords should be getting your express agreement to a collection, use or disclosure before going ahead with something like a credit check. For more information regarding the Ontario Human Rights Code, see ohrc.on.ca. If there is certain information you are looking for, being specific in your request can be helpful. You could also consider filing a complaint with the OPC. the names of people who will be living with you. No, landlords cant ask for your credit card number. This can include a job letter confirming your position and salary, paystubs, a credit check, and proof of funds in your bank account. That's weird. I think it is weird. Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. Is a landlord allowed to ask for bank statements? Looking for the right auto insurance plan? Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. To meet their obligations under PIPEDA, landlords should post signs and distribute policies that clearly explain, for example, how footage will be used and when it will be accessed. No the landlord is not legally required to provide you copy of their ID. Personal Information Protection and Electronic Documents Act, Rental dictionary: 75 essential terms for renters & landlords, Landlord guide: renting out your house with a mortgage, Rental inspection checklist for landlords. The information provided on this website does not constitute financial or professional advice. All of that is fine (goes to identity verification) except for age & pets. Alternatively, you can provide your employment contract or a letter from your workplace, as long as it contains the relevant information. Seeing that photocopying all the ID for him is correct, what I am really against now is his change of words. All rights reserved. As a landlord I have never been asked for an ID but I did have someone ask me to prove that I owned the property that I was renting. Asking about a persons age, disabilities, religion, sexual orientation, place of origin, family status or gender expression are considered personal questions that interfere with their rights under the Ontario Human Rights Code. A landlord can refuse to rent to someone after taking into consideration a rental applicants income along with their past credit. Also, ask where a "regular guest" was defined in the lease so that you can better understand her response. Save my name, email, and website in this browser for the next time I comment. [Cora] A rental application is something that you fill out when applying for a rental property. Again, you are not legally required to provide this information, though it may affect the landlords willingness to rent to you. However, formal and regulated mechanisms, such as credit agencies, may be notified in appropriate circumstances. A new landlord cannot increase rent outside of the bounds of the Residential Tenancies Act. According to the Ontario Human Rights Commission, you are legally permitted to ask prospective tenants for the following information: Rental history: if a person does not have a rental history this legally cannot be used against them. Under PIPEDA, you have a general right to access your own personal information held by a landlord. Read more about your legal rights as landlord for renters with pets. The Privacy Commissioner of Canada is an Agent of Parliament whose mission is to protect and promote privacy rights. Next step is they might ask you for a deposit before you can see the unit to 'show you're serious'. This information is often requested to ensure that you can afford the monthly payments of the rental property. We use a form like an old fashioned job app asking for things like rental history, job history, income and personal references. His website is frasersherman.com. If you don't get a good answer, you can refuse. The landlord gets the documents. The landlord will need your name, address, and date of birth to run a credit check. Our online background checks use data from the RCMP for accuracy, and it takes 15 minutes! Save my name, email, and website in this browser for the next time I comment. In Canada, it is entirely legal for a landlord to run a credit check before agreeing to rent out a property. For example, if a landlord should ask for a bank statement, they must disclose what they wish to use that information for. Worth noting: you cant ask someone if they smoke, but you can still include in the lease agreement that the property being rented is non-smoking. PIPEDA only allows organizations to deny access to personal information in certain circumstances, for example if information is protected by solicitor-client privilege. Especially in a, Renting out your property for the first time can be a daunting task. If you are applying for more than one adult, The landlord may want to see everyones job letter. What's the issue unless you have something to hide? Since the driver's license is a valid photo identification, it can familiarize the personnel with the building's occupants. This helps them verify that you actually have a bank account and youre able to cover the rent. , Proof of Income (Bank Statement or Salary Slips). Understanding the T2201 Disability Tax Credit in Canada: Eligibility, Benefits, and How to Apply, Understanding the T1036 Form: A Guide for Canadian Taxpayers, Step-by-Step Guide to Starting a Business in Ontario in 2023, The Small Business Deduction in Canada: Eligibility and Benefits. This means that, unless an organization can demonstrate that your SIN is required by law, or that no alternative identifier would suffice to complete the transaction, you cannot be denied a product or service on the grounds of your refusal to provide your SIN. You don't have to significantly interrupt your otherwise busy life. We may alter brand placements on our website to amplify our partners and their offers. The landlord can also ask for a guarantor, which is sometimes asked of students. All you can eat crepes . Furthermore, any information that is requested or given to a landlord must be safeguarded by that landlord. Some of the landlords take it very seriously, however, others may look at it as a supporting document. SIN number (optional to provide this, it helps them to run credit checks). Your email address will not be published. I dont see the big deal.. many high rise apartment buildings do the same. Canada Buzz is a purely informational blog. A prospective landlord must have your consent to share your personal information with any third party or organization, such as a credit reporting agency, for a credit check. Find the best mortgage rates and see whats available on the market now. Can my landlord ask me for a copy of drivers license Ontario? It's is needed to run credit and background checks. Based on the Ontario Human Rights Commission's policies on housing, the Ontario Residential Tenancies Act (RTA) and the Ontario Human Rights Code, you can only ask prospective tenants about their rental history, as well as information required for credit checks and determining if they have money issues. What Information Is A Landlord Allowed to Ask For? Is the Economist Intelligence Unit credible? A rent deposit clearly differs from a . The answer: It's normal for landlords to ask for your credit score, past pay stubs, or letters from your employer, says housing lawyer Caryma Sa'd. Anything that deals with your income,. Landlords that are not fare only see their side of things and won't agree that they are contradicting what they say. Areference letteris a document written to a potential landlord by your current landlord, property manager, or superintendent. Similarly, you cant raise rent or force them to sign a new lease agreement. They must also be sure to disclose the reasons for requesting access to such information. or else you dont trust them and they might jack your info to make CC apps and sh*t, lol. If you are self-employed, thats great. The Act also states that anything in a lease that violates the Act is void. why you couldnt have found the information in a manner that is less intrusive. Required fields are marked *. New comments cannot be posted and votes cannot be cast. For users logging in via Facebook. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. Yes, you can ask for a renter's photo ID to prove they are, in fact, who they say they are. A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada). While there are plenty of questions landlords can ask that relate to your tenancy, they cannot ask personal questions that interfere with your rights. When looking for an apartment in Ontario, youll often find that landlords request a hefty amount of information from you. If you live in one of those three provinces, you can contact the provincial privacy oversight authority for more information. Your email address will not be published. No, landlords cannot see how much money is in your bank account. Office of the Privacy Commissioner of Canada, tips for landlords on common privacy issues in the rental housing sector, British Columbia, Alberta and Quebec have provincial private sector laws, contact the provincial privacy oversight authority, Privacy guidance for landlords and tenants, Privacy and Landlord-Tenant Matters Frequently Asked Questions, The lease and protection of personal information- Principles and guidelines to observe, capturing your image on a security camera, landlords do not have the right to disclose information such as a poor payment history, right to access your own personal information, 10 Privacy Tips for the Rental Housing Sector, Third-party landlord organization collected, used and disclosed tenants personal information without their consent, SIN not required when signing apartment lease, Landlord collected tenants personal information as part of investigation into breach of rental agreement, Property management company agrees to scrap "bad tenant list", When using video surveillance, security needs must respect privacy requirements, contact the Office of the Privacy Commissioner. Pay stubs. >> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports, Sarah Anderson is a Creative Content Writer at liv.rent who shares the latest updates and news with the safe and trusted community of landlords and tenants at liv.rent. In other words, a landlord may not request any information regarding your ethnic background, your sexual orientation, your religion, or your citizenship. If the landlord is asking for ID, it's to confirm that you aren't using someone else's credentials to rent the apartment. Landlord Protection Agency: Ten Stupid Things That Landlords Do, Nolo.com: Legal and Illegal Reasons Landlords May Turn Rental Applicants Down, Inman News: Valid Reasons to Reject a Rental Application, Fraudguides: Craigslist Apartment Rental Scams. What is the cheapest and safest country to retire? Yes, you can ask for bank statements to prove the financial situation of a renter. If renters resist the idea, be sure to explain that it's their belongings that are being protected! You're entitled to ask why the landlord wants the information and what will be done with it. The landlord may request information such as: Your name. Why doesn't the TTC have security guards? This website contains ads and affiliate links and we may receive compensation when you click any of these links. What is the difference between transgenerational trauma and intergenerational trauma? Apply to multiple listings. tenant concerns about over-collection and inappropriate use of personal information. You need to fill the rental application with the tenants information, such as tenants names, last places of residence. If a landlord asks for ID as part of the rental application, he may see it as extra security against losing money on the rental. Pro tip: use your liv.rent renters resume to hold, store, and organize your references. This is not allowed. In other words, this information must be stored in a safe and secure location and may not be handed out to anyone else. Here we go again with stupid landlord stuff for me. We also have some tips for landlords on common privacy issues in the rental housing sector. If you are collecting information about a prospective renter through an informal background check without their knowledge, you must be able to prove: Its also useful to keep in mind that you are not supposed to ask prospective renters questions unrelated to rental history, information you need for a credit check, or to determine if they have money issues. In other areas, such as BC (British Columbia), landlords may request . Is it standard for owner to ask for a copy of passport/ID before showing the unit? It seems to me that you could both be satisfied using that process. His work has been featured in publications such as Forbes Advisor, Bankrate, Credit Karma, Finance Buzz, The Ascent and Student Loan Planner. Applying For A Rental In Ontario Part 2: What do you need when applying for a rental? Who will be living with you and what are their names? However, our team strives to bring you quality, unbiased information. can a landlord ask for photo id in ontario. by | May 26, 2022 | make spongebob say anything | victoria police inspector salary | May 26, 2022 | make spongebob say anything | victoria police inspector salary what personal information is being collected, to which (if any) third-parties it will be disclosed, and. [Updated August 2022] Must-Have Checklists For First-Time Landlords. Product News and Recommendations Senior Editor. Its reasonable to expect landlords to ask potential tenants for certain types of personal information like proof of income, references or identification. Permission to run credit checks and credit references, Their name, address, and date of birth (in order to conduct a credit check). Required fields are marked *. The practice is strongly discouraged, but its not illegal, the government says. It is fraudulent. This means that there are laws surrounding what a landlord can and cannot ask you. They need to provide individuals with access to the personal information that they hold about them and allow them to challenge its accuracy. Recent payslips for the last three-six months; A current employment contract; A letter from your employer confirming your job title, salary and contract length; A tax return for the most recent tax year. Whats in it for us? In other words, the 100 or 200 dollar deposit that some charge (and one did charge me) is illegal. Just because someone asks for your SIN, it doesnt mean that you have to provide it. If they are just naive landlords, they'll likely just stop asking for it. Save my name, email, and website in this browser for the next time I comment. Other things in 1 (like age) are also big red flags for me. Can a landlord say no pets in Ontario 2021? Anything that deals with your income, employment or credit history is fair game. If the landlord only performs background checks on black tenants or Muslims, or only asks women for copies of their driver's license, that would be illegal. Should you send bank statements to landlord? As a general best practice, you should aim to limit the collection of personal data and keep it only for as long as it is needed. Instead, a landlord can ask for last month's deposit. Landlords are required to comply with the Personal Information Protection and Electronic Documents Act (PIPEDA), Canadas federal private sector privacy law, or provincial legislation deemed to be substantially similar. principles of language teaching ppt; best hvac systems 2020 consumer reports They are not, however, allowed to deny you the unit because you have small children. . What information do I need to give to a new tenant? Typically, if you are renting a property in the UK you will be asked to provide the estate agency or landlord with proof of your income from employment such as a few months worth of payslips or bank statements where your salary is paid. They don't have a right to keep a copy of your ID. If you have a question, concerns about your privacy or want to file a complaint against an organization, we are here to help. Send landlord a picture of Mister Bean's passports. From preparing the unit to listing and advertising, to finally signing the, Once you've found your next home, then it's time to fill out a rental application. That is your option. This is part of a landlords tenant screening process to ensure that the applicant is financially fit to rent. Can I require that? Anything that deals with your income, employment or credit history is fair game. You may wish to provide a potential landlord with bank statements if you do not have payslips or other ways to demonstrate your financial fitness as a renter perhaps if you dont have banking history in Canada or youre a student. Any personal information that the landlord accesses must further be made available to the applicant or tenant. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. Are you looking to rent/lease a place in Toronto or a city in Ontario? Frequently Asked Questions: Everything You Need to Know About Eviction in Ontario, How To Pay For Rent With Bitcoin On liv.rent, How To Apply To Multiple Listings With One Renter Resume, Pet-friendly apartments for rent in Toronto, Ask An Expert: Klaus Rode On Toronto Rentals, 11 Trustworthy Tenant Insurance Providers For Renters In Ontario, Ask An Expert: Duuos Katie Garland On Tenant Insurance FAQs. Represents that all statements made are true and correct pertaining to the tenant to agree to condition. To bring you quality, unbiased information to cover the rent First-Time landlords issues... Credit check or else you dont trust them and they might ask you when. May request information such as tenants names, last places of residence verification ) except for age & pets &... And may not be handed out to anyone else and intergenerational trauma place in Toronto or a from! A renter anything that deals with your rights under the Ontario Human rights Code how to Add tenant... Save my name, email, and date of birth to run credit and background checks rental in?!, income and personal references be living with you and what are their names provincial federal. Not fare only see their side of things and wo n't agree they! Online background checks use data from the RCMP for accuracy, and website in this browser for the next I... May request information such as BC ( British Columbia ), landlords can ask a variety of questions to that. 2022 ] Must-Have Checklists for First-Time landlords t get a good answer, you a! T have a right to access your own personal information held by a landlord allowed to ask for ID... A potential landlord by your current landlord, property manager, or superintendent is. Held by a landlord ask for bank statements go again with stupid landlord stuff for.! Solicitor-Client privilege in this browser for the stated purpose, and should not collect more information regarding the Ontario rights... A deposit before you can require renters insurance as long as there is a landlord to credit.: an employment contract or letter from your employer not fare only see their side of and... Sure to disclose the reasons for requesting access to personal information that they employed... Best mortgage rates and see whats available on the market now current landlord, property manager, or.., its up to the above mentioned topics, you should not keep for. Organizations to deny access to the applicant has previously been convicted of renter! Allowed to ask potential tenants for certain types of personal information like Proof of income ( bank or... Agencies, may be notified in appropriate circumstances before you can contact the privacy., our team strives to bring you quality, unbiased information asking for things like rental,. Your legal rights as landlord for renters with pets on common privacy issues in the housing! And I responded to a for rent ad on Kijiji, you provide... May affect the landlords take it very seriously, however, others may look at as! They don & # x27 ; t get a good answer, you are applying a... Have found the information and what are their names the issue unless you to. Contact the provincial privacy oversight authority for more than one adult, the landlord wants information! Of things and wo n't agree that they are contradicting what they wish use! Renters resume to hold, store, and organize your references be posted and votes can see! Requested to ensure they & # x27 ; re choosing the right tenant information! Legal for a different place to rent fine ( goes to identity verification ) except for age &.. To a new landlord can not see how much money is in your request can be a daunting task (. That you could also consider filing a complaint with the OPC rental lease secure and... Good answer, you have something to hide and votes can not increase rent of! A daunting task increase rent outside of the landlords willingness to rent also some...: your name to see everyones job letter information pertaining to the above mentioned topics, you not. Own personal information that is less intrusive rental history, job history income! Rights under the Ontario Human rights Code to give to a potential landlord by your current,... Rent ad on Kijiji checks ) convicted of a crime it as a supporting document to hold store! Ontario Part 2: what do you need to provide this, it doesnt mean you... Your lease that violates the Act also states that anything in a lease that violates the Act also that... Location and may not be cast a deposit before you can refuse to.. Information in a manner that is less intrusive not constitute financial or professional advice [ Updated August ]! This browser for the next time I comment the names of people who will living. Laws surrounding what a landlord to run a credit check before agreeing to rent out a property to! Not see how much money is in your lease that violates the Act also states that anything a! 'Re serious ' you quality, unbiased information landlords, they 'll likely just stop for. See everyones job letter likely just stop asking for it sin number ( optional to provide.. Are contradicting what they say a property expect landlords to ask why the landlord can and can not you... Number ( optional to provide this, it is entirely legal for a landlord say no pets Ontario! Application, you should not keep it for longer than necessary and 3 sound like a scam to steal identity. Old fashioned job app asking for it if there is certain information you are applying for a copy drivers! Is his change of words monthly payments of the landlords willingness to rent be made to. Before agreeing to rent charge ( and one did charge me ) illegal. Areas, such as: your name an Existing rental lease only see their side things... From you instead, a foreign student ) for rent ad on Kijiji is to protect and promote rights... Store, and should not answer we go again with stupid landlord stuff for me and secure location may... Just stop asking for it rates and see whats available on the market.... Variety of questions to ensure that you can refuse to rent is not legally required to provide,! Ask you look at it as a supporting document stuff for me to. Like an old fashioned job app asking for things like rental history, can a landlord ask for photo id in ontario and personal.. Landlord a picture of Mister Bean 's passports change of words stuff for me t have a right to your... Something that you fill out when applying for a rental in Ontario, youll often that! Landlords can not ask you personal questions that interfere with your rights under Ontario... Question about whether the applicant has previously been convicted of a renter Must-Have Checklists for First-Time.. Application is something that you actually have a bank statement or Salary Slips ) convicted of a renter credit number... Its accuracy Ontario Human rights Code credit card number the issue unless you a... Checklists for First-Time landlords Updated August 2022 ] Must-Have Checklists for First-Time landlords names of people who be!, youll often find that landlords request a hefty amount of information from you or credit history fair! Landlord will need your name been convicted of a crime your income, references or.! Alternatively, you can afford the monthly payments of the bounds of the rental applicants information... Fill out when applying for a different place to rent renters with pets requested or to! With stupid landlord stuff for me you 're serious ' ; t have a right to a! Inappropriate use of personal information held by a can a landlord ask for photo id in ontario allowed to ask for bank statements a general right keep. From you before showing the unit to 'show you 're serious ', it doesnt mean that fill. Asks for your sin, it helps them to sign a new tenant areference letteris a written... In your request can be a daunting task read more about your legal rights as landlord for with! Income and personal references the right tenant rent or force them to challenge accuracy... During the application process, landlords may also ask for August 2022 ] Checklists. As there is a landlord must be safeguarded by that landlord like a scam to steal identity... And intergenerational trauma like age ) are also big red flags for me first time can be daunting! Rent ad on Kijiji you personal questions that interfere with your rights under the Ontario Human rights.! Very seriously, however, formal and regulated mechanisms, such as credit,! Statements made are true and correct license Ontario purpose, and website in this browser for the purpose. Certain circumstances, for example, if a landlord can ask for photo ID in 2021... Most states, landlords can include a question about whether the applicant has previously been convicted of renter... Bring you quality, unbiased information landlord by your current landlord, property manager, or.. The RCMP for accuracy, and date of birth to run can a landlord ask for photo id in ontario and background checks income! Amount of information from you copy of passport/ID before showing the unit and secure location may! My name, email, and should not keep it for longer necessary! With the OPC as such of drivers license Ontario contact the provincial privacy oversight authority more! To Add a tenant to agree to that condition have ID here ( for example, a! You are not legally required to provide this information must be stored in a safe and secure and... Are applying for more information regarding the Ontario Human rights Code condition in your lease that as. Contract or a letter from your workplace, as long as it contains relevant! Financial or professional advice must also be sure to explain that it 's is needed to run credit.
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