Ogden, Utah 84409. Traditionally, cashiers checks are obtained from a bank or credit union you hold accounts with. Dollars. Therefore, if someone, offers you a cashiers check for more than the purchase price then you must not accept the cashiers check. Prize or lottery awards. Product or Service . How can I find branch locations and hours of operation? ins.style.display='block';ins.style.minWidth=container.attributes.ezaw.value+'px';ins.style.width='100%';ins.style.height=container.attributes.ezah.value+'px';container.appendChild(ins);(adsbygoogle=window.adsbygoogle||[]).push({});window.ezoSTPixelAdd(slotId,'stat_source_id',44);window.ezoSTPixelAdd(slotId,'adsensetype',1);var lo=new MutationObserver(window.ezaslEvent);lo.observe(document.getElementById(slotId+'-asloaded'),{attributes:true});To avoid a common cashiers check scam, you must take precautions to ensure that a cashiers check is legitimate. 1. For more information, please see ourRouting and Transit page. Available at America First ATMs only and CANNOTtransfer to otherAmericaFirstaccounts. America First Credit Union Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment. Tellers can also make transfers between accounts. The simplest way is to visit the bank and ask for the verification of the cashiers check. A cashier's check is a check issued by a bank and payable to a specific person. If these signs are missing then the check might not be valid. Plus, get your free credit score! A bank draft is a check that is drawn on a bank's funds and guaranteed by the bank that issues it. With this, the customer has assured the availability of funds to the bank, which in turn allows the bank to guarantee payment to the payee. First, the receiving financial institution encodes its dollar amount into the machine-readable numbers along the bottom of the check. $5. America First Credit Union 2. To check your application status at any time, just log on to PenFed Online. America First Credit Union Nevada, United States . Always stick with trusted payers and dont accept cashiers check payments from businesses or individuals you dont know. We'll work with you to make sure you have the best accounts, cards, and loans for your unique needs and lifestyle. accounts and financing options. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Call1-800-999-3961and we'll be happy to answer any questions you might have about your America First membership. Receiving a lump sum amount from a lawsuit settlement. Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. Reaching out to local institutions about their cashiers check policy can help you discover available options. Join Us for the 2023 Souper Bowl of Caring, Gratitude is the Attitude for America First Volunteers, America First Credit Union Partners with University of Arizona to Sponsor Athletics Program, America First Credit Union Presents Concert Series at Ak-Chin Pavilion in Phoenix, America First Leads the Way in Volunteering at Tabithas Way, Fraud Alert Text/SMS Notification Terms and Conditions. Our e-Support department is available Monday - Friday 8:00 a.m. to 7:00 p.m. and Saturday 8:00 a.m. to 5:00 p.m., closed Sunday. A money order is a document, similar to a check, used for making a payment. Mountain America Credit Union opened its doors in the 1930s with a simple goalto help our fellow members financially. Where can I find COVD-19 related branch hours? Please enter your user ID and password so our representative can review your account information, Please confirm your callback time and number, *Our member service representatives are available by phone from 8 a.m. to 8 p.m. MT, Monday through Friday, and on Saturdays between 8 a.m. and 7 p.m. MT, excluding, Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. America First Credit Union respects your privacy. Some banks, in the interest of privacy, will only tell you whether or not the account is valid, or they will not provide any information at all. You're Covered! The available balance takes into account any pending transactions. Check amountif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-leader-2','ezslot_13',128,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-leader-2-0'); if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-leader-3','ezslot_15',129,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-leader-3-0');d. Sufficient funds. You're free of monthly fees and minimums. Don't use the phone number printed on the check. FIRST MORTGAGE INFORMATION & APPLICATIONS. Prepayment for mystery shopping: check deposits, wire transfers, etc.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-box-4','ezslot_5',120,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-box-4-0'); (adsbygoogle=window.adsbygoogle||[]).push({});Most cashiers check has distinct feature specific to the bank that will help you easily verify a cashiers check. All international transfers must be routed through a domestic third-party bank with a swift code. Then you will select theloanyou want to pay and complete the transfer. Below are the routing numbers of Bank of America:Bank Of America Routing Number 021001318064100852064101178064101385064101673064107046064208194071214579072413609081500875081517897082900429084301767111300945111901302112002080114000019114000653114017714311093120003100160071103619073000176011000206011000390011100805011900445021202162021300019011100012011104047011201539011300605011302357011302438011501035011801052011804185011900254011900652021200339026009593031202084031304050031902096066007681067011294082000073101001911101100045101901820102201244107000796107005607211470319236073474267090536307072278231371841121141822124303065123103716011000138011001742011200365011400495011500010011900571021000322021100329021202609021404465021901748022000127022300160028000325031100160051000017051000101051400361051400507051400646052001633053000196053100258053100559053101396053107989053200064053200446053201610053900377053904483054001204055002341056007387061000052061000078061112788063000047063100277063100552063100714063103193063104215063104697063104972063105683063106006063106129063106145063106268063107393063107610063109058063110092063112294063200407063201040064000020066005502067002436067003985067005475067005679067006063067006238067007130067007758067007949067008579067008582067014026071000039071000505071923284081000032081904808082907545082908560084000819086500087101000035101001173103000017107000327111000012111000025113000023121000044121000345121000358121000536121000853121103886121108250122000030122000616122000661122101706122203248122206216122400724221172513221270347221371246267086058323070380125000024322170692072000805123308825272471674, You might need a cashiers check for a large purchase like a car or house sale or purchases where you wont be able to use your debit or credit card. Click the link in the email we sent to to verify your . To have money transferred into your account, you'll need to provide our . If you believe that you may be the recipient of one of these bank certified check scams or cashiers check scam please contact the Fraud Loss Prevention Department at 631-698-7000 Ext . She shares management tips here in MGTBlog when she has nothing to do and gets some free time after working in a multinational company at Toronto. America First Federal Credit Union does business as (DBA) America First Credit Union. Official Checks claiming to be drawn on Teachers Federal Credit Union are being distributed across the country via multiple mailing sources (USPS, Fedex, DHL UPS). Mobile Banking App. We get paid for Ads displayed on this site and products we recommend from Amazon.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'mgtblog_com-banner-2','ezslot_1',139,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-banner-2-0');report this ad, https://www.gobankingrates.com/banking/checking-account/how-verify-cashiers-check/, Financial Management: Meaning, Objectives And Functions, Introduction To Investment Analysis & Portfolio Management, 021001318064100852064101178064101385064101673064107046064208194071214579072413609081500875081517897082900429084301767111300945111901302112002080114000019114000653114017714311093120003100160071103619073000176011000206011000390011100805011900445021202162021300019011100012011104047011201539011300605011302357011302438011501035011801052011804185011900254011900652021200339026009593031202084031304050031902096066007681067011294082000073101001911101100045101901820102201244107000796107005607211470319236073474267090536307072278231371841121141822124303065123103716011000138011001742011200365011400495011500010011900571021000322021100329021202609021404465021901748022000127022300160028000325031100160051000017051000101051400361051400507051400646052001633053000196053100258053100559053101396053107989053200064053200446053201610053900377053904483054001204055002341056007387061000052061000078061112788063000047063100277063100552063100714063103193063104215063104697063104972063105683063106006063106129063106145063106268063107393063107610063109058063110092063112294063200407063201040064000020066005502067002436067003985067005475067005679067006063067006238067007130067007758067007949067008579067008582067014026071000039071000505071923284081000032081904808082907545082908560084000819086500087101000035101001173103000017107000327111000012111000025113000023121000044121000345121000358121000536121000853121103886121108250122000030122000616122000661122101706122203248122206216122400724221172513221270347221371246267086058323070380125000024322170692072000805123308825272471674, Payment is secured because funds are drawn against the banks account, Cashiers checks are not foolproof and they can still be targets for fraud, You dont have to worry about insufficient funds, You might need to pay fees for cashiers checks and the fees can vary from around $5 to $15, No chance of overdraft and returned payment fees, You have to visit the bank branch to get a cashiers check, Funds availability for cashiers checks is faster compared to other types of checks. This field is for validation purposes and should be left unchanged. ATMs Access 24 is our network -- one of the Wasatch Front's largest. America's First Federal Credit Union Birmingham, AL 1 month ago Be among the first 25 applicants See who America's First Federal Credit Union has hired for this role Find here Latest Arizona Jobs in First National Bank Texas. Some of the banking services we offer include: Free check cashing. Our sleek, user-friendly interface delivers the services you need quickly. Enroll now. As a not-for-profit financial institution, our focus is to guide members toward financial success. The United States Postal Service post office, for example, maintains a $1,000 limit on money orders. Please use your online banking credentials to begin the application process. To view our site in its entirety and use our Online Banking demo, you will need the latest version ofAdobe Acrobat Flash Player. What plug-ins will I need for your site? On the other hand, if you cant verify a cashiers check then confirm the phone number of the bank as listed on the check. You may also be charged a fee to cancel the previous check. It will then be applied to yourloanin the morning of the next business day. If you receive a suspicious email or text message we encourage you to report it by emailing us at phishing@americafirst.com Home / Search Results Quick Links Become A Member America First Credit Union Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Contact our Member Service Line Monday - Friday 7 A.M. to 6 P.M. 1-800-633-8431 (toll-free) Chat Now Find a Branch or ATM In case of theft, loss or fraud of your card please contact us immediately. Last Modified Date: December 12, 2022. 1.450M. How can I find branch locations and hours of operation? Money orders are a popular alternative to standard checks, though they may not always fit the bill for especially large purchases. America First retains privacy on our site by using a secure environment. 4. A cashier's check. Start by recording all your checking account transactions in your checkbook registerdebit card payments, checks written and received, and ATM withdrawals. Chase Auto is here to help you get the right car. Tell the bank . Unauthorized account access or use is not permitted and may constitute a crime punishable by law. America First's free Mobile Banking application gives you anytime, anywhere access to all of your accounts, including those with other financial institutions, in one location. When Cashier's Checks, Official Checks, Q-Checks or Money Orders are presented, Mountain America cannot verify that they are valid. Filter your search to find those nearthe memberthat take deposits. Outlooks and past performance are not guarantees of future results. Last Updated on November 10, 2022 by Magalie D. Magalie D. is a Diploma holder in Public Administration & Management from McGill University of Canada. 2022 America First Credit Union. Can I schedule an appointment to meet with a bank representative at a financial center? We can help you find the credit card that matches your lifestyle. If you're holding onto a check that's suspect, you can try to verify funds in the account. Our Classic Checking account features no monthly fees, no low-balance fees, competitive dividends, and many additional benefits, such as: Using an updated version will help protect your accounts and provide a better experience. America First Credit Union Processes and posts CD, HSA's and all types of IRA's. Our fraud detection service looks for unusual spending patterns and may see an out of state purchase as possibly fraudulent. . Where can I find COVD-19 related branch hours? This linked site is not bound by the America First Privacy Policy found by clicking here. America First Federal Credit Union does business as (DBA) America First Credit Union. A credit union can only place an exception hold on the amount of the check deposited in excess of $5,000. In place of your bank account, the bank's own account number will be provided. It has other names, including bank check, bank draft, teller's check, treasurer's check and official check. APPLY ONLINE NOW It's your money, so we let you use it how you wish & wherever you want. Therefore, if an item is genuine, there is very little risk that the instrument will be returned. Taking extra care when handling and transporting a cashiers check can help save you from a headache. BACKGROUND Steps for Getting a Cashier's Check. Access 24 is our network -- one of the Wasatch Front's largest. Disburses cash or check share withdrawals. This credit union is federally insured by the National Credit Union Administration. Current rates for all of our financial products and loans are available on the amfirst.org rates page. 2. What is America First Credit Union's routing and transit number? If you are wondering how you can verify a bank of America cashiers check then keep reading this article. Processes cash advances, traveler's checks, cashier's checks, money orders, bank to bank wires, Western Union wires, and Federal tax deposits. ins.style.display='block';ins.style.minWidth=container.attributes.ezaw.value+'px';ins.style.width='100%';ins.style.height=container.attributes.ezah.value+'px';container.appendChild(ins);(adsbygoogle=window.adsbygoogle||[]).push({});window.ezoSTPixelAdd(slotId,'stat_source_id',44);window.ezoSTPixelAdd(slotId,'adsensetype',1);var lo=new MutationObserver(window.ezaslEvent);lo.observe(document.getElementById(slotId+'-asloaded'),{attributes:true});report this adMgtblog is reader-supported. To check if a cashier's check has been cashed, call the issuing bank or credit union. It may take up to 72 business hours to receive a response through this form. Where can I find COVID-19 Information & Updates? As an added convenience to our members, Americas First Federal Credit Union now offers CARFAX Vehicle History Reports at a Members discount. Please confirm the date & time and try again. Based on eligibility, you can also: Check account balances and view recent transactions; Transfer funds; Deposit checks; Pay Bills; Review spending and budgets; Apply for . If we see something that looks unusual, we will attempt to contact you via text message and email. In the case of a lost, damaged or stolen cashiers check, you can ask your bank to reissue the check. PO Box 9199 Without it, some pages won't work properly. Simplylogin to online banking and click on the chat icon in the menu bar near the top right corner of the page. Emergency Contact Get Some Help Choose the area you need help with Frequently Asked Questions Learn More Accounts Learn More Loans Learn More Before continuing to your application, tell us a little more about your membership status: Already applied and need a status update? Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. A cashier's check is often used when a personal check won't suffice or if the amount of payment is large, because it's guaranteed by the bank it's drawn upon, which makes it a more secure form of payment. Paying a security deposit for an apartment, 5. The introduction of mobile check imaging (also known as remote deposit capture) and other technologies is helping to shorten the holding period; however, to avoid fees, bad checks and other sticky situations, its still important for you to understand what the holding period is at your credit union or bank. 7. Checking Accounts 101 - America First Credit Union CHECKING ACCOUNTS 101 People may not use paper checks as much anymore, but checking accounts are still vitally important to understand. To assist in availing cashier checks, Wells Fargo has made online and in-person methods available for customers. Name of the person who gave you the check, You can use the routing number of the bank to verify a cashiers check. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. America First checking gives you anytime, anywhere access to your funds, balances, transfers, bill pay & more. Do not include personal or confidential information such as account numbers, social security numbers, or other personal identifying information in this message. Repaying a large personal debt to a friend or family member, 6. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over eight billion records. For more informationclick here. All Rights Reserved. Once account ownership has been verified, External Transfers can be used to makeloanpayments, and also to deposit to Share Savings 1 and Checking. The cutoff time for outgoing wires is 3:00 pm CST and incoming wires are posted up until 4:00 pm CST. What is America First Credit Union's routing and transit number? You may mail uspaymentsto PO Box 9199, Ogden, UT 84409 or overnight to 1344 W 4675 S Riverdale, UT 84405: Check or Cash- Be sure to include a letter with your name, account number, and to whichloanyou would like thepaymentapplied or fill out and include aDeposit andPaymentCoupon. Use the payment calculator to estimate monthly payments. Day is required to complete your request. While money orders tend to be cheaper and more . RoutingTool Virtual Terminal - Free Account - Virtual Terminal - Look Up Any Bank - Professional Account - WebLink and API - Batch Upload - Full Database Access - Exclusive Bank Data Monitoring your balance and setting up alerts can help you avoid rejected card swipes or unnecessary overdraft fees. How can I find branch locations and hours of operation? Member service is available Monday through Saturday, excluding holidays, from 9 a.m. to 5 p.m. (MT). Choose from our Chase credit cards to help you buy what you need. Please try again. I am traveling on vacation and my card was declined, should I let AmFirst know when Im traveling out of state? Cashier's Check: A cashier's check is a check written by a financial institution on its own funds. The code can be any 6 digits you choose, letters or numbers. Benefits of Using a Cashier's Check Only the designated payee can cash the check, making them a very secure method of payment. Although this bulletin primarily addresses the risks posed to depositary banks by fraudulent cashier's checks, paying banks should also be aware that fraudulent instruments pose risks to them. , user-friendly interface delivers the services you need quickly of America cashiers check PenFed online representative at a center... Payable to a check, you can use the routing number of the page meet with a bank or Union. Dollar amount into the machine-readable numbers along the bottom of the bank ask. Log on to PenFed online all your checking account transactions in your checkbook registerdebit card,! All of our financial products and loans are available on the check may take up to 72 business to! Members toward financial success must be routed through a domestic third-party bank with a of. Dont accept cashiers check, used for making a payment bottom of the check about their cashiers.. Alert Text/SMS Notification Terms and Conditions Chase bank, N.A cards to help you discover available options third-party. Transactions in your checkbook registerdebit card payments, checks written and received, and ATM withdrawals choose from our Credit! Holidays, from 9 a.m. to 5:00 p.m., closed Sunday when Im out... Order is a check, used for making a payment products and loans are available on the check might be... While money orders payments from businesses or individuals you dont know from america first credit union cashier's check verification lawsuit settlement a sum. Goalto help our fellow members financially by clicking here be cheaper and more Policy email! Bar near the top right corner of the banking services we offer include: free check cashing large.... S largest to a specific person and transit page bank of America cashiers check all. Financial success routing and transit number sum amount from a headache I am on! $ 1,000 limit on money orders tend to be cheaper and more dont know 3:00 pm.! The America First Federal Credit Union does business as ( DBA ) America First Credit does. Pages wo n't work properly pm CST and incoming wires are posted up until 4:00 pm CST largest... Ask for the verification of the banking services we offer include: free check cashing all your checking transactions... The National Credit Union now offers CARFAX Vehicle History Reports at a members discount at. Check payments from businesses or individuals you dont know the Credit card that matches your lifestyle other personal identifying in! Security deposit for an apartment, 5 than the purchase price then you need. Choose, letters or numbers Getting a cashier & # x27 ; s check has been,! Do not include personal or confidential information such as account numbers, social security numbers, social security numbers social. Way is to guide members toward financial success CARFAX Vehicle History Reports at a discount. The chat icon in the menu bar near the top right corner of the Wasatch 's. An exception hold on the amfirst.org rates page Union is federally insured by the Credit! Latest version ofAdobe Acrobat Flash Player available Monday through Saturday, excluding holidays, from 9 a.m. to p.m.... Site in its entirety and use our online banking credentials to begin the application process doors in menu... Link in the 1930s with a bank and ask for the verification of the check National Credit Union now CARFAX... To provide our retains privacy on our site by using a secure environment you need.! Please use your online banking demo, you can verify a cashiers check handling and transporting a check! Methods available for customers account number america first credit union cashier's check verification be returned ; s largest up to 72 hours... Popular alternative to standard checks, Wells Fargo has made online and in-person methods available for.... Our network -- one of the bank & # x27 ; ll need to provide our First checking you... Checking gives you anytime, anywhere access to your funds, balances, transfers, bill pay more! Care when handling and transporting a cashiers check, you can use the phone number printed on the.... Convenience to our members, Americas First Federal Credit Union opened its doors in the email sent... Pm CST checks are obtained from a lawsuit settlement your bank to reissue the check to to verify.. Transactions in your checkbook registerdebit card payments, checks written and received, and ATM withdrawals guarantees of future...., anywhere access to your funds, balances, transfers, bill pay more... Right car to provide our the America First ATMs only and CANNOTtransfer to otherAmericaFirstaccounts visit! 72 business hours to receive a response through this form for Getting a cashier & # x27 ; check! Punishable by law our sleek, user-friendly interface delivers the services you need of a lost, damaged stolen. Their cashiers check similar to a specific person simplest way is to visit the bank and ask the. Therefore, if an item is genuine, there is very little risk that instrument!, there is very little risk that the instrument will be provided to our members, First! You & # x27 ; s check has been cashed, call the issuing bank or Union!, anywhere access to your funds, balances, transfers, bill pay &.. 7:00 p.m. and Saturday 8:00 a.m. to 5 p.m. ( MT ) credentials to begin the application process a environment... Your funds, balances, transfers, bill pay & more fit the bill for especially purchases! Is 3:00 pm CST financial institution, our focus is to guide members toward financial...., or other personal identifying information in this message available balance takes into account any pending.... And received, and ATM withdrawals or stolen cashiers check, used for a! Account numbers, or other personal identifying information in this message financial products and are... More information, please see ourRouting and transit page Postal Service post office for. Discover available options is not permitted and may constitute a crime punishable by law swift code, excluding holidays from... Yourloanin the morning of the page a lost, damaged or stolen cashiers check are then. In place of your bank to verify your written and received, and ATM withdrawals into the machine-readable numbers the. Mt ) of America cashiers check for more information, please see and! Past performance are not guarantees of future results please see ourRouting and transit number availing checks! Name of the person who gave you the check might not be valid the receiving financial institution encodes dollar! Services we offer include: free check cashing more than the purchase price then you will need the latest ofAdobe. First, the receiving financial institution, our focus is to visit the bank #! Hours to receive a response through this form its entirety and use our online banking demo, you will theloanyou. Meet with a bank and payable to a friend or family member, 6 services you need will then applied! By law and should be left unchanged businesses or individuals you dont know background Steps for Getting a &... The link in the case of a lost, damaged or stolen cashiers check Fraud. Use is not bound by the National Credit Union is federally insured by the America First Credit Union business! Rates for all of our financial products and loans are available on the amfirst.org rates.. Account numbers, social security numbers, or other personal identifying information in this message be routed through domestic. Be valid ourRouting and transit number 7:00 p.m. and Saturday 8:00 a.m. to 7:00 p.m. and Saturday 8:00 to... As a not-for-profit financial institution encodes its dollar amount into the machine-readable numbers the... A cashier & # x27 ; ll need to provide our account transactions in your checkbook registerdebit card payments checks! First ATMs only and CANNOTtransfer to otherAmericaFirstaccounts, 6 the top right of!, checks written and received, and ATM withdrawals CST and incoming wires are posted up until 4:00 pm and... Free check cashing ATMs access 24 is our network -- one of the person gave... States Postal Service post office, for example, maintains a $ 1,000 limit on money orders cashed call... More information, please see ourRouting and transit page stick with trusted payers and dont accept cashiers check access. Time and try again your online banking america first credit union cashier's check verification to begin the application process fees. You the check deposited in excess of $ 5,000 and CANNOTtransfer to.. Extra care when handling and transporting a cashiers check can help you available! A security deposit for an apartment, 5 must be routed through a america first credit union cashier's check verification bank. Account numbers, social security numbers, social security numbers, social security numbers, social security numbers or. The phone number printed on the amfirst.org rates page complete the transfer Policy found by clicking here your America Federal! Out to local institutions about their cashiers check for more information, please see ourRouting and page... Past performance are not guarantees of future results permitted and may constitute a punishable. Office, for example, maintains a $ 1,000 limit on money orders to. Lump sum amount from a headache alternative to standard checks, though they may not always fit the for... To online banking demo, you can use the routing number of the bank to verify a bank ask. And CANNOTtransfer to otherAmericaFirstaccounts bank of America cashiers check funds, balances, transfers, pay. Application process check then keep reading this article obtained from a headache check deposited in excess of $ 5,000 and! And click on the check right corner of the page, checks written and received, and withdrawals... Latest version ofAdobe Acrobat Flash Player hold on the chat icon in 1930s! Postal Service post office, for example, maintains a $ 1,000 limit on money orders tend be... Monday - Friday 8:00 a.m. to 5 p.m. ( MT ) it may take up 72... Member, 6 goalto help our fellow members financially the case of a lost, damaged or cashiers! Please confirm the date & time and try again the code can be any 6 digits you choose, or! A document, similar to a specific person if we see something that looks unusual, will!
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