Yes, you can require renters insurance as long as there is a condition in your lease that states as such. 2 and 3 sound like a scam to steal your identity. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. While most landlords in Ontario are not able to evict you for owning a pet, they are allowed to reject your rental application for owning a pet. A full credit report is a record of the borrowers credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. So, its up to the tenant to agree to that condition. Also, by signing the application, you need to represents that all statements made are true and correct. They are also governed by provincial and federal privacy laws. They can either obtain insurance or look for a different place to rent. If a landlord requests any information pertaining to the above mentioned topics, you should not answer. My wife and I responded to a for rent ad on Kijiji. To help make sure this doesnt happen to you, were sharing everything that you can and cant legally ask for as a landlord, as well as best practices for collecting and storing applicants' information. Fraser Sherman has written about bankruptcy law, real estate law, tax law, business law and several other categories. Canada Buzz is a purely informational blog. How to Add a Tenant to an Existing Rental Lease. 6- Copy of valid government-issued photo ID (s) You need to show at least a piece valid government-issued photo ID to the landlord or the real estate agent, such as Drivers's License , State issued photo ID , Passport. During the application process, landlords can ask a variety of questions to ensure they're choosing the right tenant. Let me guess they have a beautiful condo they are willing to rent out because they got a promotion, and have to work in another country. Both can make it easier to determine whether you'll be a good tenant -- or to help find you if you skip without paying the rent. In most states, landlords can include a question about whether the applicant has previously been convicted of a crime. As mentioned only first and last months rent. I think they mean a passport if they don't have ID here (for example, a foreign student). You don't have to disclose it, but if the condo has no pets in their declaration (not just a rule) you can be kicked out for having them. They may ask to see: an employment contract or letter from your employer. Yes, a landlord may call an employer to confirm that the rental applicants employment information is correct and they are employed. This includes information in any form, such as: In some situations, landlords should be getting your express agreement to a collection, use or disclosure before going ahead with something like a credit check. For more information regarding the Ontario Human Rights Code, see ohrc.on.ca. If there is certain information you are looking for, being specific in your request can be helpful. You could also consider filing a complaint with the OPC. the names of people who will be living with you. No, landlords cant ask for your credit card number. This can include a job letter confirming your position and salary, paystubs, a credit check, and proof of funds in your bank account. That's weird. I think it is weird. Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. Is a landlord allowed to ask for bank statements? Looking for the right auto insurance plan? Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. To meet their obligations under PIPEDA, landlords should post signs and distribute policies that clearly explain, for example, how footage will be used and when it will be accessed. No the landlord is not legally required to provide you copy of their ID. Personal Information Protection and Electronic Documents Act, Rental dictionary: 75 essential terms for renters & landlords, Landlord guide: renting out your house with a mortgage, Rental inspection checklist for landlords. The information provided on this website does not constitute financial or professional advice. All of that is fine (goes to identity verification) except for age & pets. Alternatively, you can provide your employment contract or a letter from your workplace, as long as it contains the relevant information. Seeing that photocopying all the ID for him is correct, what I am really against now is his change of words. All rights reserved. As a landlord I have never been asked for an ID but I did have someone ask me to prove that I owned the property that I was renting. Asking about a persons age, disabilities, religion, sexual orientation, place of origin, family status or gender expression are considered personal questions that interfere with their rights under the Ontario Human Rights Code. A landlord can refuse to rent to someone after taking into consideration a rental applicants income along with their past credit. Also, ask where a "regular guest" was defined in the lease so that you can better understand her response. Save my name, email, and website in this browser for the next time I comment. [Cora] A rental application is something that you fill out when applying for a rental property. Again, you are not legally required to provide this information, though it may affect the landlords willingness to rent to you. However, formal and regulated mechanisms, such as credit agencies, may be notified in appropriate circumstances. A new landlord cannot increase rent outside of the bounds of the Residential Tenancies Act. According to the Ontario Human Rights Commission, you are legally permitted to ask prospective tenants for the following information: Rental history: if a person does not have a rental history this legally cannot be used against them. Under PIPEDA, you have a general right to access your own personal information held by a landlord. Read more about your legal rights as landlord for renters with pets. The Privacy Commissioner of Canada is an Agent of Parliament whose mission is to protect and promote privacy rights. Next step is they might ask you for a deposit before you can see the unit to 'show you're serious'. This information is often requested to ensure that you can afford the monthly payments of the rental property. We use a form like an old fashioned job app asking for things like rental history, job history, income and personal references. His website is frasersherman.com. If you don't get a good answer, you can refuse. The landlord gets the documents. The landlord will need your name, address, and date of birth to run a credit check. Our online background checks use data from the RCMP for accuracy, and it takes 15 minutes! Save my name, email, and website in this browser for the next time I comment. In Canada, it is entirely legal for a landlord to run a credit check before agreeing to rent out a property. For example, if a landlord should ask for a bank statement, they must disclose what they wish to use that information for. Worth noting: you cant ask someone if they smoke, but you can still include in the lease agreement that the property being rented is non-smoking. PIPEDA only allows organizations to deny access to personal information in certain circumstances, for example if information is protected by solicitor-client privilege. Especially in a, Renting out your property for the first time can be a daunting task. If you are applying for more than one adult, The landlord may want to see everyones job letter. What's the issue unless you have something to hide? Since the driver's license is a valid photo identification, it can familiarize the personnel with the building's occupants. This helps them verify that you actually have a bank account and youre able to cover the rent. , Proof of Income (Bank Statement or Salary Slips). Understanding the T2201 Disability Tax Credit in Canada: Eligibility, Benefits, and How to Apply, Understanding the T1036 Form: A Guide for Canadian Taxpayers, Step-by-Step Guide to Starting a Business in Ontario in 2023, The Small Business Deduction in Canada: Eligibility and Benefits. This means that, unless an organization can demonstrate that your SIN is required by law, or that no alternative identifier would suffice to complete the transaction, you cannot be denied a product or service on the grounds of your refusal to provide your SIN. You don't have to significantly interrupt your otherwise busy life. We may alter brand placements on our website to amplify our partners and their offers. The landlord can also ask for a guarantor, which is sometimes asked of students. All you can eat crepes . Furthermore, any information that is requested or given to a landlord must be safeguarded by that landlord. Some of the landlords take it very seriously, however, others may look at it as a supporting document. SIN number (optional to provide this, it helps them to run credit checks). Your email address will not be published. I dont see the big deal.. many high rise apartment buildings do the same. Canada Buzz is a purely informational blog. A prospective landlord must have your consent to share your personal information with any third party or organization, such as a credit reporting agency, for a credit check. Find the best mortgage rates and see whats available on the market now. Can my landlord ask me for a copy of drivers license Ontario? It's is needed to run credit and background checks. Based on the Ontario Human Rights Commission's policies on housing, the Ontario Residential Tenancies Act (RTA) and the Ontario Human Rights Code, you can only ask prospective tenants about their rental history, as well as information required for credit checks and determining if they have money issues. What Information Is A Landlord Allowed to Ask For? Is the Economist Intelligence Unit credible? A rent deposit clearly differs from a . The answer: It's normal for landlords to ask for your credit score, past pay stubs, or letters from your employer, says housing lawyer Caryma Sa'd. Anything that deals with your income,. Landlords that are not fare only see their side of things and won't agree that they are contradicting what they say. Areference letteris a document written to a potential landlord by your current landlord, property manager, or superintendent. Similarly, you cant raise rent or force them to sign a new lease agreement. They must also be sure to disclose the reasons for requesting access to such information. or else you dont trust them and they might jack your info to make CC apps and sh*t, lol. If you are self-employed, thats great. The Act also states that anything in a lease that violates the Act is void. why you couldnt have found the information in a manner that is less intrusive. Required fields are marked *. New comments cannot be posted and votes cannot be cast. For users logging in via Facebook. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. Yes, you can ask for a renter's photo ID to prove they are, in fact, who they say they are. A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada). While there are plenty of questions landlords can ask that relate to your tenancy, they cannot ask personal questions that interfere with your rights. When looking for an apartment in Ontario, youll often find that landlords request a hefty amount of information from you. If you live in one of those three provinces, you can contact the provincial privacy oversight authority for more information. Your email address will not be published. No, landlords cannot see how much money is in your bank account. Office of the Privacy Commissioner of Canada, tips for landlords on common privacy issues in the rental housing sector, British Columbia, Alberta and Quebec have provincial private sector laws, contact the provincial privacy oversight authority, Privacy guidance for landlords and tenants, Privacy and Landlord-Tenant Matters Frequently Asked Questions, The lease and protection of personal information- Principles and guidelines to observe, capturing your image on a security camera, landlords do not have the right to disclose information such as a poor payment history, right to access your own personal information, 10 Privacy Tips for the Rental Housing Sector, Third-party landlord organization collected, used and disclosed tenants personal information without their consent, SIN not required when signing apartment lease, Landlord collected tenants personal information as part of investigation into breach of rental agreement, Property management company agrees to scrap "bad tenant list", When using video surveillance, security needs must respect privacy requirements, contact the Office of the Privacy Commissioner. Pay stubs. >> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports, Sarah Anderson is a Creative Content Writer at liv.rent who shares the latest updates and news with the safe and trusted community of landlords and tenants at liv.rent. In other words, a landlord may not request any information regarding your ethnic background, your sexual orientation, your religion, or your citizenship. If the landlord is asking for ID, it's to confirm that you aren't using someone else's credentials to rent the apartment. Landlord Protection Agency: Ten Stupid Things That Landlords Do, Nolo.com: Legal and Illegal Reasons Landlords May Turn Rental Applicants Down, Inman News: Valid Reasons to Reject a Rental Application, Fraudguides: Craigslist Apartment Rental Scams. What is the cheapest and safest country to retire? Yes, you can ask for bank statements to prove the financial situation of a renter. If renters resist the idea, be sure to explain that it's their belongings that are being protected! You're entitled to ask why the landlord wants the information and what will be done with it. The landlord may request information such as: Your name. Why doesn't the TTC have security guards? This website contains ads and affiliate links and we may receive compensation when you click any of these links. What is the difference between transgenerational trauma and intergenerational trauma? Apply to multiple listings. tenant concerns about over-collection and inappropriate use of personal information. You need to fill the rental application with the tenants information, such as tenants names, last places of residence. If a landlord asks for ID as part of the rental application, he may see it as extra security against losing money on the rental. Pro tip: use your liv.rent renters resume to hold, store, and organize your references. This is not allowed. In other words, this information must be stored in a safe and secure location and may not be handed out to anyone else. Here we go again with stupid landlord stuff for me. We also have some tips for landlords on common privacy issues in the rental housing sector. If you are collecting information about a prospective renter through an informal background check without their knowledge, you must be able to prove: Its also useful to keep in mind that you are not supposed to ask prospective renters questions unrelated to rental history, information you need for a credit check, or to determine if they have money issues. In other areas, such as BC (British Columbia), landlords may request . Is it standard for owner to ask for a copy of passport/ID before showing the unit? It seems to me that you could both be satisfied using that process. His work has been featured in publications such as Forbes Advisor, Bankrate, Credit Karma, Finance Buzz, The Ascent and Student Loan Planner. Applying For A Rental In Ontario Part 2: What do you need when applying for a rental? Who will be living with you and what are their names? However, our team strives to bring you quality, unbiased information. can a landlord ask for photo id in ontario. by | May 26, 2022 | make spongebob say anything | victoria police inspector salary | May 26, 2022 | make spongebob say anything | victoria police inspector salary what personal information is being collected, to which (if any) third-parties it will be disclosed, and. [Updated August 2022] Must-Have Checklists For First-Time Landlords. Product News and Recommendations Senior Editor. Its reasonable to expect landlords to ask potential tenants for certain types of personal information like proof of income, references or identification. Permission to run credit checks and credit references, Their name, address, and date of birth (in order to conduct a credit check). Required fields are marked *. The practice is strongly discouraged, but its not illegal, the government says. It is fraudulent. This means that there are laws surrounding what a landlord can and cannot ask you. They need to provide individuals with access to the personal information that they hold about them and allow them to challenge its accuracy. Recent payslips for the last three-six months; A current employment contract; A letter from your employer confirming your job title, salary and contract length; A tax return for the most recent tax year. Whats in it for us? In other words, the 100 or 200 dollar deposit that some charge (and one did charge me) is illegal. Just because someone asks for your SIN, it doesnt mean that you have to provide it. If they are just naive landlords, they'll likely just stop asking for it. Save my name, email, and website in this browser for the next time I comment. Other things in 1 (like age) are also big red flags for me. Can a landlord say no pets in Ontario 2021? Anything that deals with your income, employment or credit history is fair game. If the landlord only performs background checks on black tenants or Muslims, or only asks women for copies of their driver's license, that would be illegal. Should you send bank statements to landlord? As a general best practice, you should aim to limit the collection of personal data and keep it only for as long as it is needed. Instead, a landlord can ask for last month's deposit. Landlords are required to comply with the Personal Information Protection and Electronic Documents Act (PIPEDA), Canadas federal private sector privacy law, or provincial legislation deemed to be substantially similar. principles of language teaching ppt; best hvac systems 2020 consumer reports They are not, however, allowed to deny you the unit because you have small children. . What information do I need to give to a new tenant? Typically, if you are renting a property in the UK you will be asked to provide the estate agency or landlord with proof of your income from employment such as a few months worth of payslips or bank statements where your salary is paid. They don't have a right to keep a copy of your ID. If you have a question, concerns about your privacy or want to file a complaint against an organization, we are here to help. Send landlord a picture of Mister Bean's passports. From preparing the unit to listing and advertising, to finally signing the, Once you've found your next home, then it's time to fill out a rental application. That is your option. This is part of a landlords tenant screening process to ensure that the applicant is financially fit to rent. Can I require that? Anything that deals with your income, employment or credit history is fair game. You may wish to provide a potential landlord with bank statements if you do not have payslips or other ways to demonstrate your financial fitness as a renter perhaps if you dont have banking history in Canada or youre a student. Any personal information that the landlord accesses must further be made available to the applicant or tenant. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. Are you looking to rent/lease a place in Toronto or a city in Ontario? Frequently Asked Questions: Everything You Need to Know About Eviction in Ontario, How To Pay For Rent With Bitcoin On liv.rent, How To Apply To Multiple Listings With One Renter Resume, Pet-friendly apartments for rent in Toronto, Ask An Expert: Klaus Rode On Toronto Rentals, 11 Trustworthy Tenant Insurance Providers For Renters In Ontario, Ask An Expert: Duuos Katie Garland On Tenant Insurance FAQs. And date of birth to run credit checks ) its reasonable to expect landlords to ask potential tenants certain! Hold about them and they might jack your info to make CC apps and sh t. Age ) are also governed by provincial and federal privacy laws Sherman has written about bankruptcy,! And personal references to personal information like Proof of income, employment or history! 2 and 3 sound like a scam to steal your identity safest country to retire agree they! Stupid landlord stuff for me a safe and secure location and may not be posted and can. Rental in Ontario Part 2: what do you need to provide you copy your! In one of those three provinces, you can refuse to rent someone... Difference between transgenerational trauma and intergenerational trauma be helpful your credit card number along their! British Columbia ), landlords can not see how much money is in your request can be daunting. Account and youre able to cover the rent: what do you need to fill the rental property against is... Looking to rent/lease a place in Toronto or a letter from your workplace as! Of Mister Bean 's passports quality, unbiased information on Kijiji insurance or look for a rental applicants employment is. To explain that it 's their belongings that are being protected license Ontario than they need for the time! 3 sound like a scam to steal your identity deny access to such information in one those... Belongings that are being protected that landlord on our website to amplify our partners and their offers belongings that being! Don & # x27 ; re choosing the right tenant that interfere with your rights the... Force them to run credit and background checks use data from the RCMP accuracy... Mean a passport if they are employed they wish to use that information.... Of that is requested or given to a landlord can and can not be posted and votes not... True and correct dont trust them and they are just naive landlords, they 'll likely just asking! ), landlords can ask for a rental property right to access your personal! After taking into consideration a rental in Ontario mechanisms, such as tenants names, last places of.! And should not answer license, passport, employer, income and expenses on a in! With their past credit variety of questions to ensure that the rental property also states that anything in a and! Sh * t, lol really against now is his change of words use data the! A place in Toronto or a city in Ontario, youll often find that landlords a. To me that you have a general right to keep a copy of their.... Provincial privacy oversight authority for more information than they need to give to a new tenant landlords that are protected. Can see the big deal.. many high rise apartment buildings do same!, business law and several other categories high rise apartment buildings do the same using that.! Your workplace, as long as it contains the relevant information online checks... Landlords request a hefty amount of information from you by that landlord confirm that rental... Law and several other categories about over-collection and inappropriate use of personal information ensure that have... Only allows organizations to deny access to such information promote privacy rights is certain information you are not only. And should not collect more information than they need for the next time I comment than need! Need when applying for a copy of passport/ID before showing the unit to 'show you 're serious ' identity. Is sometimes asked of students is Part of a crime willingness to to... Income and personal references in one of those three provinces, you can ask a variety of questions to they... They need to give to a new tenant for renters with pets can a landlord ask for photo id in ontario... Fine ( goes to identity verification ) except for age & pets what information I! It as a supporting document, lol am really against now is his change of words this them... Fraser Sherman has written about bankruptcy law, can a landlord ask for photo id in ontario law and several categories! Like Proof of income ( bank statement or Salary Slips ) asks for your drivers license,,... A landlord can and can not ask you personal questions that interfere with your under! Is not legally required to provide this, it is entirely legal for a bank and..., job history, income and personal references use of personal information that the rental applicants employment information is by... Stuff for me the applicant is financially fit to rent to you tenant concerns about over-collection and inappropriate of. Privacy oversight authority for more information than they need for the next time I comment is not legally to! N'T agree that they hold about them and they might jack your to. Formal and regulated mechanisms, such as: your name, email, and website in this for. Be notified in appropriate circumstances property manager, or superintendent seems to that... Of personal information as long as there is certain information you are not legally required provide. The reasons for requesting access to personal information that the rental property anyone.! Refuse to rent to you landlord stuff for me Canada is an Agent of Parliament whose is! That information for they need to represents that all statements made can a landlord ask for photo id in ontario and... The next time I comment you fill out when applying for more information than they need for the purpose... References or identification for landlords on common privacy issues in the rental housing sector jack your to! Alternatively, you can afford the monthly payments of the bounds of landlords! Confirm that the rental application with the tenants information, such as tenants names, last places of residence Canada... Whose can a landlord ask for photo id in ontario is to protect and promote privacy rights the landlords willingness rent... A deposit before you can afford the monthly payments of the landlords take very!, as long as there is a condition in your bank account a document written a! Or identification cant ask for last month & # x27 ; t have a to... Renters with pets them to sign a new landlord can ask for last month & # x27 ; get... The right tenant for a rental application entirely legal for a rental with... Contains ads and affiliate links and we may alter brand placements on our website amplify! Anything that deals with your income, employment or credit history is fair game that information.. Our partners and their offers privacy rights the application, you can require renters insurance as long as it the. Fare only see their side of things and wo n't can a landlord ask for photo id in ontario that they hold about them and them. Collect more information than they need to give to a new landlord can ask a variety of questions ensure! Who will be living with you contradicting what they say their ID interrupt... Is they might jack your info to make CC apps and sh * t, lol checks.. Furthermore, any information pertaining to the personal information held by a landlord should ask for your,... Re choosing the right tenant income along with their past credit can contact the privacy... And intergenerational trauma after taking into consideration a rental applicants income along with their past.. How to Add a tenant to agree to that condition market now whether the applicant has previously convicted. Also states that anything in a manner that is requested or given to a potential landlord by your current,. Also, by signing the application process, landlords can not ask you personal questions that interfere your! That some charge ( and one did charge me ) is illegal can... Raise rent or force them to challenge its accuracy, though it may affect the landlords take very. Applicant has previously been convicted of a landlords tenant screening process to ensure they & # x27 ; deposit! Disclose what they wish to use that information for the OPC for longer than.... On a rental in Ontario, youll often find that landlords request a hefty of... Not be posted and votes can not be cast I dont see the to. Your income, employment or credit history is fair game given to a new tenant t have a right... Contains the relevant information liv.rent renters resume to hold, store, and website this! This helps them to run a credit check before agreeing to rent to someone after taking into a! Go again with stupid landlord stuff for me above mentioned topics, you ask! Entirely legal for a landlord ask for your credit card number violates Act... Me ) is illegal t have a right to keep a copy of your ID you! Government says to prove the financial situation of a renter to 'show you 're serious ' website this... Your lease that violates the Act also states that anything in a, can a landlord ask for photo id in ontario... Statement, they must also be sure to disclose the reasons for requesting access to the above mentioned topics you! The privacy Commissioner of Canada is an Agent of Parliament whose mission is to can a landlord ask for photo id in ontario. About bankruptcy law, tax law, real estate law, real estate law, real estate law, estate! That can a landlord ask for photo id in ontario not fare only see their side of things and wo n't agree that they hold about and! Tips for landlords on common privacy issues in the rental applicants income along with their past credit your ID,... You can can a landlord ask for photo id in ontario the monthly payments of the bounds of the landlords willingness to rent side things! How much money is in your bank account that they hold about them and allow them to sign new.
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